U.S. stocks are near all-time highs while the OECD predicts the weakest growth in a decade and financial officers expect a recession next year and one of the world’s top investors has “sounded the alarm about the state of the world’s economy.” DON’T worry—stress is the real killer.

I’ll admit I’m no financial expert but I’d guess that when the stock market tanks 800 points in a single day, it’s bad! Are we on the verge of a global recession? Maybe! Should we worry when the president’s response is to rant about a “CRAZY INVERTED YIELD CURVE”? Absolutely.

Every single Ivy League endowment—managed by some of the most “sophisticated” investors in the world—failed to beat the performance of a simple 60% stocks/ 40% bonds portfolio over the past ten years. The investment advice industry is a scam.

The stock market was bad yesterday; it is bad again today. Will it be bad tomorrow? Perhaps.

The Dow Jones Industrial average fell 831 points today, a three percent drop and its third-largest one-day drop ever. (The top two came this past February.) The Nasdaq took a four percent hit, dropping over 300 points. The S&P 500 dropped over 3 percent, too. Seems bad, or good, or completely inexplicable.